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 For many of us, insurance costs are one of the largest expenses on an annual basis.
Depending on a number of factors, the difference in price
between what is available and what you might be paying could be $200, $400 or more. Fortunately, the Internet
has made price comparisons quick and simple.
Sources of Comparisons for Auto Insurance
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Netquote.com Since 1989, NetQuote® has provided consumers with a free, simple, and effective way to fulfill
their insurance needs. |
| InsureMe deals with some of the largest and most well-known names in car insurance. Get
quotes from leading insurers and make online comparisons. |
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Hints on Online Auto Insurance
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Compare. Don't simply
stick with your current insurance provider because it is convenient. See if there aren't savings to be found with
a policy with the same coverage as you have presently. |
| Drop Collision and/or Comprehensive Coverages on Older
Cars. It may not be cost effective to have collision
or comprehensive coverages on cars worth less than $1,000 because any claim you make would not substantially exceed
annual cost and deductible amounts. Auto dealers and banks can tell you the worth of your car. |
| Take advantage of all discounts available.
There may be savings for safe drivers, over age 50, anti-lock brakes, anti-theft systems. Even a single discount
means savings and several can make a noticeable difference in your policy costs. |
| Don't scrimp on liability coverage.
This is where your largest exposure lies. Don't shortcut coverage here. |
Source of Comparisons for
Homeowners Insurance
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| Netquote.com Since 1989, NetQuote® has provided consumers with a free, simple, and effective way to fulfill
their insurance needs. |
| InsureMe.com Free referral service that makes it easy to find the right insurance for you
and your family. |
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Hints on Online Homeowners Insurance
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Is Your Deductible at the right level?
Deductibles are the amount of money you have to pay toward a loss before your insurance company starts to pay.
Raising your deductible will lower your premium, lowering your deductible will raise your premium. |
| Get as many discounts as possible.
Your insurance company will give you discounts for safety equipment (smoke detectors, sprinkler systems) and security
equipment (dead-bolt locks, security systems.) |
| Take a home inventory.
Do it now and save yourself an enormous amount of time (and probably an equal amount of money) if you have a loss
later. |
| Protect your liability.
If there are dangerous conditions around your home, correct them. The few dollars it may cost could prevent paying
many more in a nasty liability incident. |
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